SFM - The Work Comp Experts

SFM is a mutually owned workers’ compensation insurance company headquartered in Bloomington, Minn. As a monoline carrier, we specialize in workers’ comp and are a leading carrier of work comp, providing coverage to employers of all types and sizes in 34 states. SFM has a history of being ranked a top employer. We ranked No. 8 among midsize employers in the Star Tribune's 2024 Top 200 Workplaces in Minnesota. The Top Workplaces designation is awarded based on the results of a survey of employees conducted by Energage, a company that specializes in employee surveys and conducts more than 66,000 annually. SFM has earned this accolade four out of the four times the company has participated. We help businesses and organizations keep their employees safe, and help injured workers return to health and productivity. 93% of our policyholders return each year. SFM’s workers’ compensation expertise leads to better injury prevention, better outcomes for injured workers and their employers, and better cost control for employers. We consistently rank No. 1 among large insurers for prompt action on lost-time claims. Headquartered in Bloomington, Minn., SFM is a customer-owned mutual company. Learn more about us at sfmic.com.