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Kotak

Product Manager-Fx-TREASURY-FOREX MERCHANT-Product

Kotak Mumbai, Maharashtra, India

Banking · 10,001+ employees

11 h ago
product-manager Senior (5-10 yrs) Full-time India
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About the role

The Product Manager will act as a champion for Treasury offerings, documenting workflows and identifying operational risks. They will also lead the design and implementation of AI-driven tools to improve process efficiency and client experience.

What they look for

Treasury products FX Derivatives Process improvement Automation Digital transformation Business requirements User stories Process mapping Data analytics AI adoption Regulatory compliance Risk management Financial services Stakeholder management

Requirements

Candidates must hold an MBA, CA, or Engineering degree with 4-7 years of experience in Treasury, Product, or Digital Transformation roles. Strong knowledge of financial products and experience in process automation within the banking sector is required.

Full description

Job Title

Treasury Products & Process Transformation

Key Responsibilities

  • Act as a product champion for Treasury offerings (FX, derivatives, remittances, investment and liability products as applicable), with deep understanding of end‑to‑end processes.
  • Own and document Treasury product workflows, identifying gaps, redundancies, and operational risks across front‑to‑back processes.
  • Support new product launches, enhancements, and regulatory‑driven changes, ensuring seamless implementation across systems and teams.
  • Drive process re‑engineering initiatives to improve efficiency, reduce TAT, minimise manual interventions, and enhance control effectiveness.
  • Lead the ideation, design, and rollout of AI‑driven use cases across Treasury, including (but not limited to):
  • Client engagement and decision‑support tools
  • Process automation and exception management
  • Data analytics, insights, and dashboarding
  • Work closely with internal AI/Tech teams/vendors to ensure practical, scalable, and compliant AI adoption.
  • Partner with Compliance, Risk, Legal, Finance, and Operations to ensure that all processes and products are regulatory‑compliant and audit‑ready.
  • Facilitate cross‑functional working groups for Treasury transformation initiatives.
  • Collaborate with Treasury Sales teams to improve customer journeys, reduce friction points, and enhance overall client experience.

Key Skills & Competencies

  • Strong knowledge of Treasury products and workflows (FX, derivatives, remittances, investments, liabilities – depending on scope).
  • Hands‑on experience in process improvement, automation, or digital transformation within a bank or financial institution.
  • Working understanding of AI / analytics / automation concepts and their application in financial services.
  • Ability to define business requirements, user stories, and process maps.

Education & Experience

  • MBA / CA / Engineering or equivalent professional qualification.
  • 4-7 years of experience in Treasury, Product, Operations, Process Excellence, or Digital Transformation roles within banking or financial services.
  • Exposure to cross‑functional projects and large‑scale change initiatives will be a strong advantage.

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