About the role

The Financial Analyst will oversee daily transaction reconciliation, prepare settlement statements, and investigate variances to ensure financial accuracy. They will also collaborate with payment processors and banks while providing key financial insights to support management and operational needs.

What they look for

Transaction reconciliation Settlement operations Financial analysis SQL Power BI Excel Google Sheets Data analysis Financial forecasting Risk management Payment processing Banking Crypto exchanges Problem-solving Communication Time-management

Requirements

Candidates must have at least 2 years of experience in settlement operations, finance, or fintech, along with strong analytical skills. Proficiency in SQL, Power BI, and spreadsheet software is required to effectively manage and analyze transactional data.

Benefits

Competitive salary Collaborative team culture Social benefits

Full description

About the Client

Our client is a UK-based electronic money institution specializing in card acquiring services. They enable businesses to accept card payments both online and in-store. Their secure and efficient payment processing solutions include card acquiring, payouts, money remittance, and risk management services, catering to a diverse range of merchants.

Role Overview

This role offers a unique opportunity to engage with complex financial transactions and provide critical insights that drive business success. You will play a key role in ensuring the accuracy and consistency of financial data, working within a hybrid team setting in Riga.

Key Responsibilities

Oversee daily transaction reconciliation to ensure accuracy and consistency.
Prepare settlement statements, add corrections and adjustments in line with internal policies and industry standards.
Monitor discrepancies, investigate variances, and coordinate resolution with internal teams.
Prepare settlement, reconciliation, and financial reports for management and operational needs.
Collect, reconcile, and analyze financial and transactional data; maintain accurate documentation.
Generate and present account reconciliation reports and key financial insights.
Collaborate with payment processors, banks, and crypto exchanges to support smooth settlement operations.
Support financial forecasting and data analysis related to settlement activities.
Contribute to the development and improvement of internal procedures and controls.

Requirements

2+ years of experience in settlement operations, reconciliation, finance operations, or a similar role within fintech, payments, banking, or crypto.
Strong understanding of transaction reconciliation, settlement flows, refunds, and adjustments.
Experience working with payment processors, banks, and/or crypto exchanges.
Solid analytical skills with the ability to identify discrepancies and investigate variances.
Strong SQL skills for querying, analysing, and reconciling transactional data.
Experience working with Power BI (or similar BI tools) to build reports and dashboards.
Hands-on experience with spreadsheets (Excel / Google Sheets) and financial data analysis.
Languages: English, Russian.
Experience in fintech.

Key Soft Skills

Ability to work cross-functionally and communicate effectively with internal teams.
Good organisational and time-management skills in a fast-paced environment.
Strong problem-solving capabilities.
Detail-oriented with a focus on accuracy.
Adaptable to new tools and technologies.

What We Offer

Competitive salary aligned with experience.
Collaborative and transparent team culture.
High-impact role in a scaling fintech company.
Recognition of personal milestones and achievements.
Social benefits.