Business Analyst Credit Card Lending Loan Origination mandatory Experi
IPolarity LLC · Hanover Township, New Jersey, United States · $104K–$114K/yr
Staffing and Recruiting · 51-200 employees
About the role
The Business Analyst will gather and document requirements for credit card and loan origination processes while converting them into user stories and process flows. They will also support UAT, defect triage, and collaborate with cross-functional teams including Credit Risk, Compliance, and Engineering.
What they look for
Requirements
Candidates must have over 10 years of business analysis experience within the banking or financial services sector. Proficiency in Agile methodologies, loan origination systems, and credit decisioning workflows is mandatory.
Full description
Business Analyst – Credit Card Lending (Loan Origination) Mandatory experience
Location: New Jersey / Remote
Are you an experienced Business Analyst with a strong background in Credit Card Lending and Loan Origination? We're looking for a highly motivated professional to join our team and help drive innovative lending solutions within the banking and financial services industry.
Key Responsibilities:
✅ Gather, analyze, and document business requirements for credit card application and loan origination processes. ✅ Convert business requirements into user stories, acceptance criteria, and process/data flow diagrams. ✅ Analyze loan origination funnel metrics and recommend process improvements. ✅ Support User Acceptance Testing (UAT), defect triage, and production issue investigations. ✅ Partner with Credit Risk, Compliance, Fraud, Product, and Engineering teams to deliver business solutions. ✅ Maintain Business Requirement Documents (BRDs), functional specifications, and traceability matrices.
Mandatory Skills:
✔ 10+ years of Business Analysis experience ✔ Banking or Financial Services domain experience ✔ Agile/Scrum methodologies ✔ Credit Card Lending ✔ Loan Origination Systems (LOS) ✔ Credit Decisioning & Underwriting Workflows ✔ Bureau Data Integration ✔ User Stories & Acceptance Criteria ✔ UAT & Production Support ✔ Strong communication and stakeholder management skills
Nice to Have:
⭐ Knowledge of Reg B, FCRA, and KYC/AML regulations ⭐ Process & Data Flow Documentation ⭐ Experience working with Credit Risk and Compliance teams
