Product Manager-Fx-TREASURY-FOREX MERCHANT-Product
Kotak · Mumbai, Maharashtra, India
Banking · 10,001+ employees
9 h ago
Senior (5-10 yrs)
Full-time
India
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About the role
Lead the transformation of Treasury products and processes, focusing on FX, derivatives, and remittances. Drive the implementation of AI-driven use cases and process automation to improve operational efficiency and client experience.
What they look for
Treasury Product Management
FX
Derivatives
Process Re-engineering
AI Implementation
Business Requirements Documentation
User Stories
Process Mapping
Digital Transformation
Regulatory Compliance
Data Analytics
Stakeholder Management
Requirements
Requires 4-7 years of experience in Treasury, Product, or Digital Transformation within banking. Candidates should hold an MBA, CA, Engineering degree, or equivalent professional qualification.
Full description
Job Title
Treasury Products & Process Transformation
Key Responsibilities
- Act as a product champion for Treasury offerings (FX, derivatives, remittances, investment and liability products as applicable), with deep understanding of end‑to‑end processes.
- Own and document Treasury product workflows, identifying gaps, redundancies, and operational risks across front‑to‑back processes.
- Support new product launches, enhancements, and regulatory‑driven changes, ensuring seamless implementation across systems and teams.
- Drive process re‑engineering initiatives to improve efficiency, reduce TAT, minimise manual interventions, and enhance control effectiveness.
- Lead the ideation, design, and rollout of AI‑driven use cases across Treasury, including (but not limited to):
- Client engagement and decision‑support tools
- Process automation and exception management
- Data analytics, insights, and dashboarding
- Work closely with internal AI/Tech teams/vendors to ensure practical, scalable, and compliant AI adoption.
- Partner with Compliance, Risk, Legal, Finance, and Operations to ensure that all processes and products are regulatory‑compliant and audit‑ready.
- Facilitate cross‑functional working groups for Treasury transformation initiatives.
- Collaborate with Treasury Sales teams to improve customer journeys, reduce friction points, and enhance overall client experience.
Key Skills & Competencies
- Strong knowledge of Treasury products and workflows (FX, derivatives, remittances, investments, liabilities – depending on scope).
- Hands‑on experience in process improvement, automation, or digital transformation within a bank or financial institution.
- Working understanding of AI / analytics / automation concepts and their application in financial services.
- Ability to define business requirements, user stories, and process maps.
Education & Experience
- MBA / CA / Engineering or equivalent professional qualification.
- 4-7 years of experience in Treasury, Product, Operations, Process Excellence, or Digital Transformation roles within banking or financial services.
- Exposure to cross‑functional projects and large‑scale change initiatives will be a strong advantage.
