Business Analyst
CIMB Cambodia · Çankaya, Ankara, Turkey
Banking · 201-500 employees
3 h ago
Mid (2-5 yrs)
Full-time
Turkey
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About the role
The role involves supporting commercial relationship managers by conducting credit annual reviews and ensuring high-quality credit portfolios. It also requires monitoring credit conditions, performing financial analysis, and ensuring compliance with internal controls and regulatory guidelines.
What they look for
Credit Analysis
Financial Analysis
Risk Management
Portfolio Monitoring
Industry Analysis
Internal Controls
Regulatory Compliance
Microsoft Office
Analytical Skills
Interpersonal Skills
Problem Solving
Planning
Organizing
Communication
Credit Risk Assessment
Loan Review
Requirements
Candidates must hold a tertiary qualification in Economics, Accounting, or a related field and possess at least 3-4 years of credit experience. Strong analytical skills, knowledge of the Cambodian economy, and proficiency in Microsoft Office are essential requirements.
Full description
- To support the commercial relationship manager to retain and grow good credit customers.
- To provide quality inputs / make sound & balanced credit proposal for approval by higher authority.
- To ensure the credit annual review is approved within credit guidelines of the bank.
- To ensure good quality and healthy credit portfolio and minimize credit losses by monitoring regularly.
- To work closely with relationship manager to ensure approved terms and conditions are followed through.
- Initiate and work closely with Commercial A/RM for on time annual loan review.
- Keep follow up with the RM/ARM for updated financial report, and other supporting documents.
- Enhance the credit annual review paper on financial analysis, conduct of account, risk/mitigation, industry analysis, and so on.
- Site visit customer, when necessary.
- Monitor conditions imposed by approvers.
- To ensure that proper internal controls, guidelines and governance are in place to facilitate day-to-day activities.
- Perform necessary report and other assignment for management.
- To work closely with Credit Risk Department/ Business Units to structure deals to be beneficial to both bank and customer with strong risk control.
- To ensure the approval turnaround time is or beyond service level agreement set.
- To assist Head of Enterprise Banking and Business Banking in running credit knowledge/best practice sharing session to the Commercial relationship manager.
- To ensure self-development and to develop others.
Knowledge Skills and Experience:
- Tertiary qualification in Economic, Accounting, or related field;
- At least 3-4 years credit experience;
- Strong analytical skills;
- Strong knowledge and understanding of country economy and the business practice in Cambodia;
- Have a good business minded with strong interpersonal skills;
- Understand about local regulatory requirements;
- Good written and verbal communication in English;
- Good planning, organizing and problem solving skills;
- Excellent problem identification & resolution skills;
- Highly motivated and committed;
- Good knowledge of Microsoft Office and Windows-based computer applications.
