Analyst - Financial Analysis

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

As a Financial Analyst within the Consumer Banking team in Bengaluru, you will support reporting and analytics for Branch Network Transformation initiatives—specifically New Builds, Branch Consolidations, and Branch Relocations. This role goes beyond traditional MIS reporting: you will directly extract data from the data warehouse using SQL, reconcile across sources, and translate operational and financial signals into decision-ready insights for Finance and senior stakeholders. You will partner with Finance and Program teams to standardize definitions, improve data integrity, and enable consistent governance reporting across the transformation portfolio.

Job responsibilities

• Build and own reporting for New Builds, Consolidations, and Relocations by first understanding underlying data structures and source tables, extracting required data (SQL/Databricks), defining key cuts/segmentations, and developing meaningful KPIs and insights for governance and finance reporting.
• Develop and maintain SQL queries and Python-based workflows to support recurring reporting, ad-hoc analysis, and automated validation/reconciliation routines.
• Define, calculate, and maintain standardized performance and execution metrics (e.g., plan vs actual milestone attainment, cycle-time/aging, slippage indicators, exception flags) to support governance and forecast discussions.
• Perform reconciliations across systems (program tools vs finance/warehouse datasets); investigate and explain variances, identify root causes, and track issues through resolution with partner teams.
• Support Finance partners by translating business questions into clear analytical requirements and producing accurate, explainable outputs aligned to finance definitions and controls.
• Provide insight-led commentary for leadership forums: highlight key movements, risks, bottlenecks, and actions needed, supported by data.
• Contribute to dashboards and visualization deliverables where needed (e.g., ThoughtSpot/Power BI/Tableau) and drive process improvements to reduce manual effort and improve refresh reliability.
• Apply data controls and governance standards, including documentation, validation checks, lineage clarity, and change traceability.

Required qualifications, capabilities, and skills

• ~2–4 years of experience in financial analysis, reporting, business intelligence, or an analytical finance support role.
• Strong proficiency in SQL (complex joins, CTEs, aggregations, window functions) with ability to extract directly from data warehouse/Databricks environments.
• Working proficiency in Python for data transformation, reconciliation, and analytical workflows.
• Demonstrated experience working with complex datasets across multiple systems and resolving inconsistencies in definitions and outputs.
• Ability to structure and communicate analysis clearly to finance and non-technical stakeholders (clear narrative, drivers, and implications).
• Strong Microsoft Excel skills for analysis and validation.
• Experience with one or more Intelligent Automation tools (preferred).
• Exposure to finance concepts such as P&L, cost drivers, allocations, cost center structures, and reporting hierarchies; experience supporting governance routines is a plus.
• Bachelor’s degree or equivalent experience.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.