Asset Finance Technical Analyst

Asset Finance is experiencing record growth and looking forward to an exciting future and as a result we have an opportunity in our Technical Consulting team for an Asset Finance Technical Analyst.

Part of Virgin Money’s business bank, asset finance supports SME business customers throughout the UK. Our customers range from small to complex high-growth businesses, including SMEs that are the backbone of the UK economy.

Reporting to the Manager Governance & Control (Asset Finance), the Technical Analyst will be responsible for supporting the Technical Consultants with 1st line of defence and assurance activities across the asset finance team.

This opportunity provides the role holder with the chance to build on existing knowledge and become a subject matter expert. You will be expected to be proactive about your self-development and building your own network to create a positive identity for the asset finance business, possessing high levels of self-awareness.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at our Glasgow office. As you will be based at our Glasgow office, this will apply from 1 April 2027 and ahead of that there will be a need to regularly connect with colleagues for collaboration events. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.

Virgin Money is now part of Nationwide

Nationwide acquired Virgin Money in October 2024. Virgin Money continues to serve customers on the high street, and there will be a phased and considered integration over the coming years.

You’ll be employed by Nationwide from day one, delivering real impact and benefitting from a highly competitive range of benefits. We’re a workplace where you’re rewarded, recognised and celebrated.

Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process.

If you’re a colleague on long-term absence (for example, on parental leave) or a temporary worker, please use your personal email address to submit an application.

Responsibilities

What you’ll be doing

This role provides specialist risk support to Asset Finance teams by assessing new business lending proposals, facility increases, deal structures and documentation to ensure compliance with policy and appropriate risk management before submission to credit. It is responsible for delivering risk reporting and performance data, maintaining consistent application of risk and credit processes, conducting retrospective audits and managing error resolution. The role also involves building strong relationships with key stakeholders across the Bank, managing operational and ORECS risk reporting, and supporting the successful delivery of the Alfa replacement project through collaboration, technical expertise and stakeholder engagement.

About you

As a minimum you will have

• A good knowledge of the asset finance sector, products and liability risks
• Working knowledge of the assets funded by asset finance

• Data interpretation and analysis capabilities to assess asset finance deals submitted before submission to credit
• Excellent problem-solving skills to be able to resolve asset finance queries of a technical nature and identify where asset finance policy has not been adhered to
• Excellent interpersonal skills with the ability to be an excellent team player, work collaboratively and effectively as part of a small but dynamic team together with the ability to learn quickly
• The ability to work calmly under pressure and in an organised way to meet tight deadlines

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind

• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand

• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development

• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

Qualifications

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• 25 days holiday, pro rata

• Private medical insurance

• A highly competitive pension to help you build a strong foundation for retirement

• Access to an annual performance-related bonus

• Training and development to help you progress your career

• A great selection of additional benefits through our salary sacrifice scheme

• Life assurance to provide peace of mind for you and your loved ones in the event of your death

• Wellhub – access to a range of free and paid options for health and wellness

• Up to 2 days of paid volunteering a year

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

Keeping your data and personal information confidential is important to us. To find out more about how we use and process your data, please read our Privacy policy.

If you want to find out more about using AI in our recruitment process, please read more here.

Disability Confident

We’re not just guided by data, we’re driven by the real experiences of our people. We’re a Disability Confident Level 3 Leader, the highest level.

That’s why we’re constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we’re here to support you. If you need any additional support throughout your application journey, email our team at Recruitment Support.

Apply safely with Nationwide

Recruitment scams can look convincing, so take a moment to check the role is listed on our official careers site and read our guidance on Don’t be conned by a job scam.

The hiring manager for this role is John Lindsay, and the main recruitment contact is Kirsty Packer.