Payments- Emerging Rails Product Manager- Vice President

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.

As a Product Manager in Payments- Emerging Rails, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you will drive the strategy, development, and commercialization of innovative instant payment solutions that deliver differentiated client experiences. Leveraging an entrepreneurial mindset and deep understanding of global payment trends, you will help shape the future of real-time settlement capabilities and value-added services. The role requires close collaboration across business, technology, and control functions to accelerate growth, enhance client adoption, and ensure solutions are delivered within the firm's risk and governance frameworks.

Job Responsibilities

• Demonstrate a strong sense of ownership and accountability, assuming responsibility for the Product P&L and driving high-quality growth in the alternative rails portfolio
• Contribute to defining the vision, international strategy and global roadmap for the product line, considering the growing ubiquity of emerging payment rails
• Take proactive initiatives in identifying new opportunities to go grow the product through market discovery, develop business cases, advocate for internal investment, define and execute Go-to-Market (GTM) strategies
• Oversee the entire lifecycle of product launch, including planning, execution, risk management
• Manage executive stakeholder relationships, regularly communicating product strategy, progress, and performance to senior management
• Independently handle product-related conversations with institutional clients, representing the bank’s interests and expertise
• Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape
• Collaborate with cross-functional partners (Risk, Controls, Legal, Compliance) to ensure a robust risk and controls environment and a resilient and stable platform
• Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release
• Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation and enhancement to achieve business objectives

Required qualifications, capabilities, and skills

• 5+ years of experience with a strong track record of ownership and accountability for Product P&L and Business Growth
• Familiarity with payment rail buying behavior of institutional clients across use cases of varied client segment - Corporate, Banks, Non-Bank FIs, Payments Fintech and Innovation Economy
• Fundamental understanding of clearing house rules
• Global mind-set to strategize for international expansion of products; thought leadership in area of emerging payments
• Experience in driving collaboration with global, cross-cultural teams
• Excellent communication and stakeholder management abilities, including presenting strategy and performance updates to senior executives

Preferred qualifications, capabilities, and skills

• Exposure to wider transaction banking suite such as Liquidity products, Account Services, Global Wires
• Experience of direct engagement with clients, market institutions and process auditors

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.