MUFG

Analyst - Funds Finance (FF)

MUFG Mumbai City, Maharashtra, India

Financial Services · 10,001+ employees

14 h ago
Junior (0-2 yrs) Full-time India
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About the role

The analyst will manage a portfolio of borrowers, performing detailed due diligence and underwriting for subscription and capital call facilities. They are also responsible for monitoring credit limits, preparing management reports, and ensuring compliance with internal and regulatory audit requirements.

What they look for

Financial analysis Credit analysis Subscription facilities Capital call facilities Foreign exchange MS Excel MS Word Report writing Communication skills Due diligence Underwriting Stress testing Audit management Portfolio management Macroeconomic analysis

Requirements

Candidates must hold an MBA, CA, CFA, or FRM qualification with 1 to 2 years of experience in FI credit analysis within a GCC or CoE environment. Strong proficiency in financial statement analysis, MS Office, and excellent communication skills are essential for this role.

Full description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

About the Role

Position Title: Analyst -Funds Finance    

Corporate Title: Analyst      

Location: Mumbai-Nirlon knowledge park                     

Job Profile

Key Responsibilities:

The key areas of responsibilities are as follows:

  • Manage a portfolio of FF borrowers and undertake objective detailed due diligence and underwriting of subscription / capital call facilities and/or foreign exchange limits. 
  • Managing end to end annual renewal of limits, amendments and/or waivers, and borrower ratings as per the Bank’s credit processes and procedures collaborating with other stakeholders (Product team and Credit Officers / Approvers).
  • Support  Product team / Credit Officers on requests related to new transactions, amendments and/or waivers, or other portfolio reviews.
  • Covenant checks and periodic monitoring reports.
  • Support in preparation of presentations for Management reporting, Credit Committee meetings etc.
  • Preparation of periodic sector reports and stress tests of the portfolio (e.g. Tariff impact, exchange rate volatility, liquidity crisis)
  • Audit management – Internal, External including regulatory inspections (Credit Examination, JFSA / OCC / BoJ / FED / Statutory etc.)
  • Maintenance of credit files as per Bank’s procedures and requirements.

Essential Skills:

  • Strong understanding of financial statements / credit analysis of subscription / capital call facilities and/or foreign exchange limits
  • Strong proficiency in MS Excel and MS Word and other credit related applications.
  • Must possess excellent communication and report writing skills.
  • Strong team player with attention to detail, collaborative attitude and diligent.
  • Ability to understand macroeconomic environment and assessing impact on the borrowers / portfolio.
  • Prior experience in foreign exchange/derivatives an added advantage
  • Prior experience of managing credit portfolio in a similar set up is necessary.
  • Attention to details, sensitivity towards timelines, ability to handle multiple tasks in various stages, and problem-solving mindset.

Qualification:

  • MBA / equivalent from a premier institute
  • CA/ CFA/ FRM

Experience:

FI credit analyst working in a Global Capability Centre (GCC) / Centre of Excellence (CoE) set up. Existing exposure to US markets will be an added advantage. Analyst should have 1 to 2 years of work experience.

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.