Financial Analyst

ABOUT DECA ANALYTICS

DECA Analytics, LLC is a Puerto Rico-based boutique advisory firm specializing in the unique business environment of Puerto Rico. Our mission is to provide unparalleled financial and operational guidance tailor-designed to navigate the complexities of doing business in Puerto Rico. Our process is centered on utilizing a holistic approach that combines quantitative analytics and our qualitative experience and key resources to streamline processes and maximize available monetary incentives.

Our approach is comprised of four core components:

• Foundational Level: We implement the entire process of setting up a new operation or subsidiary within Puerto Rico, from entity formation to submitting all required filings and obtaining operating permits and licenses.
• Government Incentives: We structure, negotiate, and secure Puerto Rico-specific Act 60 tax decrees and other government grant initiatives on behalf of our clients to ensure the maximum incentives are received.
• Ongoing Compliance: We manage all ongoing incentives and operational compliance filings required for operating within Puerto Rico by the various governmental agencies.
• Access to Capital: We provide access to affordable capital in the form of non-securities transactions encompassing Puerto Rico R&D or Hospitality Tax Credits, local and federal grants, and private or government-backed debt programs.

Role Summary

The role will support transactions and advisory engagements across:

• Bridge financing for local and federal grants and tax credit incentives
• Building & equipment financing
• Working capital credit facilities
• Business acquisition financing
• Investment structuring (private fund advisory)
• Valuation and broader financial advisory services

Key Responsibilities

1. Financial Modeling & Analysis

• Develop and maintain complex, dynamic financial models (3-statement, cash flow, debt capacity, and returns analysis).
• Analyze client financials, projections, and capital structures to support financing strategies.
• Perform scenario, sensitivity, and downside analyses to assess risk and structure transactions.

2. Transaction Execution & Deal Support

• Support execution of debt and structured financing transactions from origination through closing.
• Assist in structuring financing solutions tailored to client needs and available incentives.
• Coordinate diligence processes and manage data rooms.

3. Financing Presentations & Marketing Materials

• Prepare high-quality client-facing materials, including: • Financing presentations
• Investment memoranda
• Lender and investor decks

• Clearly articulate transaction rationale, structure, and risk-return profile.

4. Lender & Investor Coordination

• Support outreach and communication with lenders, credit funds, and capital providers.
• Assist in managing lender diligence requests and information flow.
• Participate in negotiations related to key terms, structure, and documentation.

5. Valuation & Advisory Services

• Perform business valuations using standard methodologies (DCF, comparable companies, precedent transactions).
• Support strategic advisory engagements, including M&A and capital structuring.
• Provide analytical support for client decision-making.

6. Internal Collaboration & Process Execution

• Work closely with DECA’s tax, legal, and incentives teams to align financing strategies with incentive structures.
• Ensure accuracy, consistency, and audit-ready quality across all deliverables.
• Contribute to improving internal modeling templates and execution processes.

Qualifications & Prerequisites

Experience

• 3–6+ years of experience in investment banking, private credit, corporate finance, or transaction advisory.

• Strong experience in financial modeling and transaction execution.

• Experience preparing client-facing materials and working directly with senior stakeholders.

• Exposure to debt financing, structured finance, or capital markets transactions preferred.

Technical Skills

• Advanced financial modeling skills (Excel proficiency required).

• Strong understanding of financial statements, capital structures, and credit analysis.

• Experience with valuation methodologies (DCF, comps, precedent transactions).

• Proficiency in PowerPoint and ability to create polished, client-ready materials.

Education

• Bachelor’s degree in Finance, Economics, Accounting, or related field (required).

• MBA, CFA, or progress toward advanced designation is a plus.

Core Competencies

• Strong analytical and problem-solving skills.

• High attention to detail and commitment to quality.

• Ability to manage multiple transactions and deadlines in a fast-paced environment.

• Excellent written and verbal communication skills.

• Strong work ethic and ability to operate in a lean, high-performance team.

Additional Requirements

• Must be based in Puerto Rico or willing to relocate to Puerto Rico.

• Bilingual in English and Spanish is highly preferred.

At DECA Analytics we value every member of our Team and offer highly competitive compensation packages and benefits.

DECA Analytics, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.