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PayJoy

PayJoy

Finance for the next billion

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Industry
Financial Services
Company size
2,028 people
Headquarters
San Francisco, California +8 more
Founded
2015
Type
Privately Held
Total funding
$586.0M

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served nearly 20 million customers and lent nearly $4B across 9 countries while achieving solid profitability and growth.

Consumer Finance Mobile data science emerging markets nextbillion and access
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