SoLo Funds

SoLo Funds is the financial intelligence ecosystem for every class. One app to borrow money with no credit check, lend to earn returns, bank for free, and get smarter with SoLo IQ, your AI-powered financial guide. Capital when you need it. Yield when you have it. Intelligence every step of the way. KEY CAPABILITIES • Borrow $20 to $650, no credit check: set your own amount, repayment date, and optional tip, and get funded in under 5 minutes on average. • Lend and earn: browse open requests, choose who you fund, and earn as members repay. Consistent lenders on SoLo have historically earned 24%+ average annual returns.* • Bank for free: the SoLo Wallet and SoLo Debit Card come with account and routing numbers, Apple Pay, Google Pay, and Samsung Pay, and no monthly fee. • Ask SoLo IQ anything: get instant, private answers about your money, built around your own habits and goals. • Earn SoLo Credits: repay on time or lend consistently, and Credits go toward the cost of your next loan. • SoLo Alpha: a high-yield account with best-in-class returns of 16% APY or more.** Rolling out state by state. Join the waitlist. USE CASES • Cover a car repair, bill, rent, or emergency without a credit check, a payroll tie-in, or a purchase to justify. • Put extra cash to work funding real members and earn a return. • Keep borrowing, lending, and everyday spending in one Wallet. BENEFITS • Borrow for less: SoLo averages 17% total cost, versus 46% for payday loans and 51% for subprime credit cards.*** • No compounding interest, no hidden fees, no subscription. What you agree to is what you owe. • $337M+ in wealth gap closed through member savings and lender earnings, across over 3M members and nearly $2B in transactions.*** • Risk measured by the SoLo Score, built on years of real SoLo repayment data. • Built-in protection: identity verification, biometric checks, and real-time fraud monitoring. • The only certified B Corp lending company in the country.