Worth AI

Worth is the onboarding and underwriting workflow automation platform for banks, lenders, and fintechs. One system for KYB, KYC, IDV, AML, fraud, and credit decisioning, so approving a small business takes seconds instead of weeks. How it works Our proprietary Crosswalking Technology resolves business identity across Secretary of State filings, IRS records, and dozens of other sources at a 98%+ match rate. That resolved entity feeds the Worth Score, a unified business credit score built from 1,200+ data points across our database of more than 350M SMBs. What it delivers 37%+ average increase in approval rates. 43%+ average reduction in abandonment. Real-time portfolio monitoring across 200+ countries and territories. SOC 2 certified, GDPR and CCPA compliant. Why we built it Worth is a minority-founded SaaS platform powering inclusive financial underwriting through AI. Traditional underwriting reads thin files as risk when they are usually just gaps in data. We built the data layer that closes those gaps, so financial institutions can say yes with more confidence and small businesses get a fair read.