Credit Analyst Intern - S&G Financial | Jackson, MS (37010)

Job DetailsLevel: EntryJob Location: JACKSON - Empire Truck Sales, LLC - Richland, MS 39218Position Type: Full TimeTravel Percentage: NegligibleJob Shift: DaysJob Category: FinanceLaunch your finance career where credit decisions support the industries that keep business moving. PAID INTERNSHIP | FINANCE • CREDIT ANALYSIS • COMMERCIAL LENDING Due to continued growth and the strong partnership between Empire Truck Sales and Stribling Equipment, S&G Financial is seeking a motivated Credit Analyst Intern interested in building a career in commercial finance and credit analysis. This paid opportunity provides hands-on experience supporting financing for heavy equipment and commercial trucks while developing practical analytical, credit, and business skills alongside experienced professionals. You will gain exposure to real-world commercial lending while learning how responsible credit decisions support customers across Empire Truck Sales and Stribling Equipment. What You Will Learn and Do Assist with reviewing credit applications, financial statements, payment histories, credit reports, and trade references under the guidance of experienced team members Help calculate and interpret financial ratios used to evaluate creditworthiness and lending risk Support the preparation of credit summaries, loan documentation, and risk analysis for management review Research and verify customer and business credit information using internal systems, credit bureaus, associations, and trade references Learn how payment structures, credit terms, equipment loans, leases, and dealer financing options are evaluated Assist with monitoring customer accounts and identifying past-due balances, discrepancies, or documentation needs Partner with Sales and other internal teams to support customer onboarding, equipment and truck acquisitions, and financing requests Communicate professionally with internal teams and, when appropriate, customers to gather documentation and clarify account information Maintain accurate records while managing confidential financial information with care and discretion Contribute to special projects related to credit operations, reporting, collections, and process improvement QualificationsWhat You Will Bring Currently pursuing or recently completed an associate or bachelor's degree in Finance, Accounting, Economics, Business, Statistics, or a related field Interest in credit analysis, commercial lending, equipment financing, financial services, or risk management Strong attention to detail, sound judgment, and an analytical mindset Working knowledge of Microsoft Excel, Word, and Outlook Clear written and verbal communication skills Ability to manage multiple assignments, meet deadlines, and ask thoughtful questions Professionalism and the ability to protect confidential information Legal authorization to work in the United States without employer-sponsored work authorization now or in the future Ability to work on-site; full-time hours. Preferred, but Not Required Coursework in financial statement analysis, accounting, banking, lending, economics, or data analysis Previous internship, office, customer service, banking, finance, or collections experience Familiarity with financial software, credit reporting tools, or business analytics Interest in the commercial truck, heavy equipment, construction, or transportation industries Why Intern With S&G Financial? Competitive hourly pay Firsthand experience with real-world commercial credit and financing processes Mentorship and exposure to experienced finance, sales, and operations professionals Opportunities to strengthen financial analysis, communication, and business decision-making skills Experience supporting two established dealership organizations serving the trucking, construction, forestry, and heavy equipment industries A professional environment where initiative, curiosity, and growth are encouraged Build Experience. Create Opportunity. This internship is designed to provide meaningful professional experience while giving you the opportunity to demonstrate your skills, initiative, and potential. Successful completion of the internship may lead to consideration for a regular, full-time position with S&G Financial or other employment opportunities within our affiliated companies, based on business needs, individual performance, qualifications, and available positions. Participation in the internship does not guarantee continued or permanent employment. About S&G Financial S&G Financial supports the financial operations of Empire Truck Sales and Stribling Equipment. Our team helps customers and dealership partners navigate financing needs while promoting responsible growth and sound credit practices across a diverse commercial customer base. Apply today to develop practical experience in credit analysis, commercial lending, equipment financing, financial risk, and customer account management while building skills that can support long-term career growth. Pre-Employment Screening and Equal Opportunity S&G Financial, Empire Truck Sales, and Stribling Equipment promote a safe and drug-free workplace. The selected candidate must successfully complete all required pre-employment screenings, including a background check and drug test, as part of the hiring process. S&G Financial, Empire Truck Sales, and Stribling Equipment are Equal Opportunity Employers.