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Clera

Senior Product Manager, Banking

Clera New York, New York, United States · $160K–$200K/yr

Technology, Information and Internet · 11-50 employees

Yesterday
product-manager Principal (10+ yrs) Full-time United States
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About the role

You will own the strategy, roadmap, and execution for core banking products including deposits, payments, and card infrastructure. You will also collaborate with engineering, design, and compliance teams to deliver secure, reliable financial features while managing vendor relationships.

What they look for

Product Strategy Product Roadmap Banking Products Money Movement ACH Wire Transfers Real-time Payments Payment Rails Financial Systems Customer Research Data Analysis Risk Management Compliance Regulatory Requirements Stakeholder Management Product Discovery

Requirements

The role requires 5 to 15 years of product experience with a strong background in banking and non-card payment systems. Candidates must demonstrate the ability to translate complex financial requirements into secure customer experiences and work effectively with backend engineering teams.

Full description

About the Role

Join a fintech team building banking products for small businesses. You will own a major product area across money movement, account services, platform reliability, and customer security, helping make complex financial workflows simple and dependable.

What You'll Do

  • Own strategy, roadmap, and execution for core banking products, including deposit accounts, payments, cards, and supporting infrastructure.
  • Improve end-to-end account opening, funding, deposits, and money-movement experiences across ACH, wires, transfers, bill pay, and card transactions.
  • Partner with Engineering on the ledger, payment rails, and card systems that support customer-facing flows.
  • Use customer research and usage data to identify high-impact opportunities and guide product discovery.
  • Write clear specifications, define success metrics, and ship reliable, secure features with Engineering and Design.
  • Work with Risk, Compliance, and Legal to address fraud, security, and regulatory requirements throughout product development.
  • Manage integrations and product relationships with banking partners and third-party vendors.
  • Track metrics including activation, engagement, retention, product adoption, and reliability.

What We're Looking For

  • Typically 5 to 15 years of relevant product experience, including demonstrated ownership of banking products.
  • Strong experience building non-card payment and money-movement products, such as ACH, wire transfers, or real-time payments.
  • Practical understanding of payment mechanics, including selecting the appropriate rail for a transaction and common ACH return reasons.
  • Experience partnering with backend engineers on financial product systems, and familiarity with agentic tooling.
  • Ability to translate complex financial and operational requirements into clear, secure customer experiences.

Compensation & Benefits

Base salary: $160,000 to $200,000 annually. Visa sponsorship is not available.

Location

Hybrid in New York City, New York, with 2 to 3 days onsite each week.

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