Business Credit Office Analyst

Some Careers Grow Faster Than Others.

If you’re looking for a career that will help you to stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.

We are currently seeking a high-caliber professional to join our team as BCO Analyst

Roles & Responsibilities:

In this role, you will:

• Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs
• Support the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for both customers and internal stakeholders and meeting regulatory requirements
• Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients
• Liaise with relevant teams for the preparation of facility letter and any other internal security documents.
• Ensure completeness of security documentation prepared by external legal counsel.
• Proactively manage the credit quality of the supported portfolio by i) conducting periodic credit reviews; ii) tracking and reporting of compliance with covenants and conditions of approval; and iii) promptly escalating deviations to the Risk team for resolution.
• Actively participate in training sessions to continue to develop credit skills, product knowledge, industry knowlede and client management skills.
• Ensure the consistent application of HSBC policies and adherence to regulatory, financial, and legal standards to minimise business and reputational risks
• Support the BCO Manager and Team Lead on ad-hoc requirements and other strategic initiatives to streamline and simplify end-to end credit & lending process
• Participate in deal discussions and meetings with clients as required
• Protect the Bank by acting as First Line of Defence and adhering to all controls
• Maintain HSBC internal control standards, including timely implementation of internal and external audit recomentations, along with addressing any issues raised by external regulators

Qualifications & Experience

• Bachelor’s degree in Business, Finance, or a related field
• Relevant work experience in corporate banking as a credit analyst or relationship manager
• Good understanding of various financing instruments and banking products in corporate banking
• Comprehensive understanding of risk management and proven experience in ensuring compliance (self and others) with organisational and regulatory requirements
• Analytical with a keen eye for details
• Strong communication and interpersonal skills, with the ability to collaborate effectively with diverse stakeholders

Opening up a world of opportunity

http://www.hsbc.com/careers

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About HSBC Vietnam: https://www.about.hsbc.com.vn/vi-vn