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Data Analyst- Payments (Investec)

X-idian Johannesburg, Gauteng, South Africa

Yesterday
data-analyst Senior (5-10 yrs) Full-time South Africa
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About the role

The analyst will map and document end-to-end payment processes, data flows, and operational requirements for a new payments platform. They will also analyze transactional data to identify trends, bottlenecks, and improvement opportunities while collaborating with stakeholders.

What they look for

Data Analysis Payments SQL Process Mapping Business Requirements Data Flows Transactional Data Stakeholder Engagement Payment Lifecycles Financial Services Payment Rails Reconciliation Operational Metrics ISO 20022 SWIFT

Requirements

Candidates must have 5+ years of experience as a Data Analyst with strong expertise in payment processing and lifecycles. Proficiency in SQL and the ability to translate complex business requirements into actionable documentation are essential.

Full description

Data Analyst - Payments

12-month contract | Sandton, Johannesburg | 5 days office-based

About the role

We are looking for an experienced Data Analyst with strong payments experience to join

a 12-month contract engagement within a leading financial services organisation.

The initial focus will be a payments platform initiative, supporting the analysis and

documentation of payment processes, data flows, requirements and operational capabilities.

This role would suit someone who understands both the data and business side of

payments, can work with stakeholders to unpack complex processes, and translate these

into clear requirements and actionable insights.

Key responsibilities

● Analyse payment processes, data flows and operational requirements across

payment types and channels.

● Map and document end-to-end payment journeys, from initiation through processing,

settlement and completion.

● Analyse payment and transactional data to identify trends, exceptions, bottlenecks,

reconciliation issues and improvement opportunities.

● Gather and document business and data requirements for future payments

capabilities.

● Work with business and technical stakeholders to understand current processes,

pain points, dependencies and future requirements.

● Define and support reporting and operational metrics such as processing times,

payment volumes, failed payments, repair rates and straight-through processing.

● Support the assessment of platforms and solutions against defined business, data

and operational requirements.

● Produce clear analysis, process documentation, data requirements and

stakeholder-ready outputs.

Initial payments focus

The initial assignment will involve understanding and analysing payment processes, data

flows and operational requirements in support of a future-state payments platform.

The analyst will need to understand areas including:

● Payment channels and intake

● Payment rails and processing flows

● Payment validation and relevant risk and compliance controls

● Payment routing, funding, posting and settlement

● Exceptions, repair, reconciliation and end-to-end payment tracking

● Payment analytics, operational reporting and performance metrics

Required experience and skills

● 5+ years' experience as a Data Analyst or similar.

● Strong payments experience within banking, financial services or payments.

● Good understanding of payment processing and end-to-end payment lifecycles.

● Strong SQL and experience working with transactional and payment data.

● Experience gathering and documenting business and data requirements.

● Strong analytical, problem-solving and stakeholder engagement skills.

● Ability to translate complex processes and data into clear, practical insights and

documentation.

● Comfortable working with both business and technical stakeholders.

Advantageous

● Experience with South African payment rails, particularly PayShap, RTC, EFT or

DebiCheck.

● Exposure to SWIFT and ISO 20022.

● Experience with payment orchestration, routing, settlement, reconciliation or payment

platforms.

● Exposure to fraud, anti-money laundering or sanctions processes.

● Experience with payment dashboards, management information, key performance

indicators or platform assessment.

Contract and location

Contract: 12 months

Location: Sandton, Johannesburg

Working model: Fully office-based, 5 days per week

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