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Clera

Senior Product Manager, Banking

Clera New York, New York, United States · $160K–$200K/yr

Technology, Information and Internet · 11-50 employees

Yesterday
Remote product-manager Principal (10+ yrs) Full-time United States
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About the role

Lead the product strategy and execution for core banking areas including deposit accounts, money movement, and payment infrastructure. Collaborate with engineering, design, and compliance teams to build secure, reliable financial features while managing vendor relationships.

What they look for

Product Strategy Banking Infrastructure Payment Rails ACH Wire Transfers RTP Risk Management Compliance Data Analysis Stakeholder Management Product Roadmap Financial Services Agentic Tooling Ledger Systems Card Systems

Requirements

Requires 5 to 15 years of product management experience with deep expertise in non-card payment rails like ACH, wire transfers, and RTP. Candidates must demonstrate experience with backend banking systems and the ability to work effectively with engineering teams.

Full description

About the Role

Lead a core banking product area at a Series C fintech serving small businesses. You will shape payment experiences, account services, platform reliability, and customer security, making complex financial products simpler and more trustworthy.

What You'll Do

  • Own product strategy, roadmap, and execution across deposit accounts, money movement, cards, and banking infrastructure.
  • Improve the end-to-end experience for account opening, funding, deposits, ACH, wires, transfers, bill pay, and card transactions.
  • Partner with Engineering on the ledger, payment rails, and card systems that power these experiences.
  • Use customer research and usage data to identify opportunities through a rigorous, cohort-based discovery process.
  • Write clear product specifications, define success metrics, and ship reliable, secure features with Engineering and Design.
  • Build risk, fraud, security, and regulatory needs into product development in partnership with Risk, Compliance, and Legal.
  • Manage product relationships and integrations with banking partners and third-party vendors.
  • Track activation, engagement, retention, multi-product adoption, and reliability metrics.

What We're Looking For

  • Product management experience appropriate to a senior role, with the source indicating a 5 to 15 year experience range.
  • Strong experience with non-card payments and money movement, including ACH, wire transfers, or RTP.
  • Practical understanding of payment rails and ACH return reasons; card payments experience alone is not sufficient.
  • Demonstrated banking product experience, including familiarity with backend systems and collaboration with backend engineers.
  • Experience working with agentic tooling.

Compensation & Benefits

Base salary: $160,000 to $200,000 annually. Visa sponsorship is not available.

Location

Hybrid, with 2 to 3 days onsite in New York City, New York.

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