HSBC

Senior Product Manager

HSBC Kowloon City, Hong Kong Island, Hong Kong S.A.R.

Financial Services · 10,001+ employees

Oct 20
product-manager Principal (10+ yrs) Full-time Hong Kong S.A.R.
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About the role

Own the end-to-end product lifecycle for Structured Trade Finance solutions, including proposition design, commercialisation, and performance management. Lead cross-functional collaboration with technology, operations, and risk teams to deliver scalable client journeys and robust product controls.

What they look for

Structured Trade Finance Product Management Proposition Development Transaction Banking Supply Chain Finance Receivables Finance Asset-Backed Lending Product Lifecycle Management Stakeholder Management Risk Management Regulatory Compliance Business Case Development Market Research Digitisation Process Automation Commercialisation

Requirements

Requires 10+ years of experience in Transaction Banking or Trade Finance with deep knowledge of structured finance products. Proven track record in product development, governance navigation, and delivering commercial outcomes is essential.

Full description

We are currently seeking a high calibre professional to join our team as a Senior Product Manager.

 

In this role you will:

  • Own the end-to-end product lifecycle for Structured Trade Finance solutions (e.g., Receivables Finance, Asset-Backed Lending, Supply Chain Finance), including proposition design, commercialisation, implementation, ongoing governance and performance management.
  • Lead new product launches and product enhancements through internal governance, ensuring required assessments (risk, compliance, legal, operational readiness, customer outcomes/fair value) are completed and approvals are secured.
  • Develop thematic value propositions and business cases, including target client segments, competitive positioning, financial impact, risks/controls, operating model and implementation plan.
  • Own product documentation and control framework, ensuring product guidelines, eligibility criteria, term sheets, procedures and sales collateral remain current, compliant and consistently applied.
  • Partner with Coverage and Sales to drive go-to-market execution, including sales enablement, pitch support, solution structuring input and pipeline prioritisation.
  • Work cross-functionally with Operations, Implementation, Technology, Legal, Compliance, Credit Risk and Financial Crime to deliver scalable client journeys, robust controls and effective servicing models.
  • Conduct market research, competitor benchmarking and client feedback loops to identify gaps, drive innovation and refine propositions across industries and segments.
  • Lead periodic product reviews (including annual pricing and fair value assessments), recommending repricing and product changes to improve competitiveness, profitability and customer outcomes.
  • Track and report product performance (adoption, volumes, revenue, margin, risk indicators, operational exceptions), and drive actions to improve outcomes post-launch.
  • Contribute to digitisation and automation initiatives (workflow/STP improvements, data/MI dashboards, onboarding enhancements), working with Technology and Ops through requirements, UAT and release readiness.

To be successful you will need:

  • 10+ years experience in Transaction Banking / Trade Finance, with strong exposure to product management, proposition development, structuring, or trade/working capital solutions.
  • Deep knowledge of Structured Trade Finance products (Receivables Finance, ABL/inventory or borrowing base structures, Supply Chain Finance), including key operational flows, documentation concepts, and risk considerations.
  • Proven track record taking products from concept to launch: shaping value propositions, navigating governance, and delivering implementation with measurable commercial or client outcomes.
  • Strong commercial judgement: ability to build business cases, define pricing approaches, assess profitability and articulate value to clients and frontline teams.
  • Comfortable balancing strategic thinking with hands-on execution—able to prioritise, deliver at pace and manage multiple stakeholders across functions.
  • Demonstrated experience working within product governance frameworks and partnering with Legal, Compliance, Risk and Operations to ensure products meet internal standards and regulatory expectations.
  • Strong interpersonal and influencing skills; ability to engage senior stakeholders and work effectively across Coverage, Sales, Structuring, Implementation, Technology and Operations.
  • Effective in hybrid and fast-changing environments; collaborative, proactive and accountable.
  • Experience in digitisation / platform enablement / process automation within Trade or Transaction Banking.

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