IDFC FIRST Bank

IDFC FIRST Bank is building a world-class Bank in India, founded on the principles of Ethical, Digital and Social Good Banking. It is one of India’s fast-growing private banks, building its UI, UX and technology stack like a fintech. As of June 30, 2026, the Bank has a customer business of ₹6,04,776 crore, including deposits and loans, with YoY growth of around 20%. As a universal Bank, it offers a complete range of services across Retail, MSME, Rural, Startups, Corporate Banking, Cash Management, Credit Cards, Wealth Management, Deposits, Government Banking, Working Capital, Trade Finance and Treasury solutions. The Bank is committed to Ethical Banking, doing right even when customers are not watching, with simplified descriptions, calculations and legal jargon to avoid confusion. Its modern, cloud-native, API-led and microservices-based technology stack, supported by data, analytics, AI and fine aesthetics, delivers fintech-grade experiences across mobile, branch, internet banking, call centres and relationship managers. Through inclusive banking, the Bank has served over 40 million customers, including 3.6 million women entrepreneurs, 7.5 million lifestyle improvement loans, 2 million livelihood loans, 300,000+ SMEs, 2.7 lakh water and sanitation loans and 2.5 lakh electric vehicles, with strong and steadily improving ESG credentials. Its customer-first approach includes waived fees on 36 essential savings account services commonly charged in the market, making it the first and only bank in India to do so, while creating “pull” products customers actively seek. The Bank adheres to regulatory guidelines in letter and spirit, works with regulators to make things better and maintains the highest standards of corporate governance. For shareholders, it is building a well-diversified universal banking portfolio designed to deliver consistent ROE of 16%+. For employees, it offers cutting-edge roles, meaningful growth opportunities and a culture of meritocracy.